Financial and Wealth Planning
Once we know your goals, and we know the current state of your finances, we can make recommendations and create a plan for you. There are usually many paths to reaching your goal. We can help you discover the pros and cons of each to develop a comprehensive wealth management plan.
Investment Management
Nothing can protect you completely from market volatility, but we align your portfolio with your risk tolerances to ensure that you’re comfortable with your wealth management choices. We keep tabs on the current state of the economy on behalf of our clients and watch for trends that could make an impact your plan.
Portfolio Management
Financial and retirement assets can be held in a variety of accounts, each with its own level of complexity and maintenance. We can make sure all of your accounts are in sync with one another and handle the ongoing monitoring and adjustment required.
Retirement Income Planning
We believe an enjoyable and lasting retirement is dependent on having stable retirement income. After looking at your unique financial situation, we aim to design a retirement plan that helps you create an income you won’t outlive—one that maximizes the value of your assets to protect your family and one that preserves your legacy for your beneficiaries.
Tax Planning and Strategies
We can’t make your tax bill disappear, but we can review your assets and see if strategies to reduce taxes would apply to your financial and retirement situation. Every dollar saved today can work for you in retirement.
Social Security Maximization
Choosing when and how to draw Social Security can be a tough decision. A number of factors, including your marriage status, can impact your options. We can help you navigate the possibilities, so you get the most from your hard-earned benefits.
Insurance
People often talk about insurance as “protection,” but it’s really a form of risk mitigation. It ensures that, no matter what twists and turns come with life, clients have a safety net in place. Whether it’s life insurance, long-term care insurance or an annuity — insurance can provide resources when most needed.
Medicare Supplements and Planning
Health insurance coverage is an important issue for retirees, as it can be a significant line item in a household budget. Selecting the right options can have a life-long impact on your finances. We can help you understand the options and offer some guidance based on your situation.